If protecting yourself and your customers while substantially increasing your bottom line is important to you, contact us. It is what we do.


TRAC contents program provides solace by offering certainty of repair or replacement when losses occur. Anything less is not insurance.

Worry Less

TRAC international Disaster Response Team helps owners and tenants.

Helping by Listening

TRAC, an A rated carrier and American Westbrook claims processing makes sure that by the time you file a claim, the worst of it is far behind you.

Proof of Insurance: Simply A Good Idea. Simply Good Business

“Mandatory” is a good word when it comes to a contents program. In fact, it’s actually a great thing for everyone involved: owners, managers and tenants alike.

Playing by the Rules to Catch Those Who Don’t

Uncovering fraudulent claims – and better yet, deterring fraud – protects all of us who play by the rules.

The Basics: Why Tenant TRAC Contents Program Makes Sense

Having a contents program is not important until something goes wrong. But when something does goes wrong, having TRAC contents program is one of the most important things in the world.

Know Your Contract

Many owner-operators of storage-rental and mobile container rental facilities don’t require their tenants to purchase or show proof of insurance – even though their own leasing agreements have an insurance requirement.

Self-storage contents policy for the U.S.A. from the world’s specialist insurance market.

Your personal possessions covered by a policy from a pioneer in insurance since 1688.

Are you on TRAC?


Your personal possessions stored within a self-storage unit or mobile storage container at the self-storage facility are protected by an insurance policy from an A rated carrier.
This A rated carrier has been providing insurance solutions for clients around the world for over 325 years and has never failed to pay a valid claim

self storage insurance program

What's Covered

Covered Property*

Means personal property that you are storing within a self-storage unit or mobile storage container at a self-storage facility or in transit to/from the insured location for which you are paying rent pursuant to a rental agreement between you and the storage unit owner.

Covered Causes of Loss*

  • Fire or lightning
  • Sonic boom
  • Explosion
  • Windstorm or Hail
  • Smoke
  • Aircraft or Vehicles
  • Riot or Civil Commotion
  • Vandalism
  • Sinkhole Collapse
  • Falling Objects
  • Weight of snow, ice or sleet
  • Water Damage

Additional Coverages*

  • Burglary – forced entry
  • Property in transit
  • Collapse
  • Physical Damage to Mobile Storage Containers

What's NOT Covered

Property NOT Covered*

Do NOT store any of the following items in your storage unit or mobile storage container. Your policy will NOT cover these losses:

  • accounts, bills, currency, data, documents, records, deeds, evidences of debt, money, notes, securities or stamps
  • animals, birds or fish
  • aircraft
  • firearms
  • furs, fur garments and garments trimmed with fur
  • jewellery, watches, precious or semiprecious stones, bullion, gold, goldware, gold plated ware, silver, silverware, platinum or other precious metals or alloys, and photographic equipment
  • property while in the custody of other bailees unless the property is at a premises described in the Declarations
  • contraband or other property held for, or in the course of, illegal transportation, sale, or trade
  • valuable papers and records, including those which exist as electronic data and photographs
  • property in storage units or mobile storage containers as to which you have begun lien enforcement actions against the lessee of the storage unit or mobile storage container
  • property stored outside of buildings, structures or containers.

* This is not a policy contract but a general description of some of the coverage provided.
The policy itself should be read for the coverages, conditions and exclusions.

For full details of your insurance policy or if you have any questions regarding coverage, please contact:

American Westbrook Insurance Services Inc.
Four Westbrook Corporate Center, Suite 500
Westchester, IL 60154
(630) 571 – 6387